In college, as I became more politically engaged, my interest began to gravitate more towards political science. The interest in serving and understanding people has never changed, yet I realized I could make a greater difference doing something for which I have a deeper passion, political science. Pursuing dual degrees in both Psychology and Political Science, I was provided an opportunity to complete a thesis in Psychology with Dr. Sheryl Carol a Professor in Social Psychology at the University of Texas (UT) This fall I will complete an additional thesis as a McNair Scholar with Dr. Ken Chambers, Associate Professor in Latin American studies in the UT Political Science Department.
If you have never been issued credit, some lenders may evaluate your creditworthiness based on factors such as proof that you pay rent, utility, and phone bills on time, or that you make regular deposits to a savings or checking account. You could also ask another person, such as a parent, to cosign a loan. This gives you an opportunity to make payments on time and build your credit history. At the same time, the lender's risk is reduced because it can rely on the good credit of the cosigner. (The cosigner would have to pay what you owe if you didn't make the payments.)